However, theological conversations have recognized these persistent differences as acceptable differences from the Last Supper. Referring to the 1973 Leuenberg Agreement between several Lutheran and Reformed Churches in Europe, he notes that one of the other major problems is related to divergent positions on human sexuality, as the Reformed Church in America has not officially answered homosexuality in the affirmative. While the formula for the agreement was still being worked out, some in the Reformed Church in America rejected the agreement with the United Church of Christ because of its more progressive attitude toward homosexuality. We are happy that the Lord has come to see us and we await His future that is coming to glory (Leuenberg Agreement, II.2.16)” As we saw in the HubSpot example, SaaS companies can have a large or small TCV while succeeding. Regardless of the length of the contract and the value of a customer, the breakdown of TCV bookings by customer segment can help your sales teams better understand your customers. With your TCV, you can see which customer groups are spending the most, which helps you focus your distribution resources on the most profitable leads while increasing sales and reducing costs. In calculating the real interest rate, we used the real inflation rate. This is appropriate if you want to understand the actual interest rate actually paid under a credit agreement. But at the time of a credit agreement, the rate of inflation that will occur in the future is not known with certainty. . . .